It's been proven. The average person or company is far more likely to pay a debt if they know that by failing to pay it, their credit rating can be negatively impacted. If you are handling your unpaid receivables in-house, you likely aren't reporting your customers to the credit bureaus and your delinquent customers know it. This means a primary collection tool is lost. Turning over your delinquent accounts to Summit ensures these debts will be reported in a timely manner to all three major credit bureaus at no additional cost to you. We also ensure that all reported accounts are FCRA compliant and disputes are handled swiftly. At your request, you can opt-out of this service.